Zambia's First Licensed Reinsurance Broker
Full-Service Reinsurance Advisory

Broking & Advisory Services

Comprehensive reinsurance broking and advisory services designed to support your strategic objectives across twelve distinct areas of expertise.

Guardian Re provides comprehensive reinsurance broking and advisory services to insurance companies operating in Zambia and across the African continent. We have evolved from traditional placement services to offer fully integrated reinsurance advisory and broking solutions.

12

Strategic Services

Services 01-06

Core Broking Services

Essential reinsurance broking capabilities delivered by experienced professionals with deep technical knowledge.

01

Reinsurance Structuring

We design bespoke reinsurance programmes tailored to the specific risk profile, capital position, and strategic priorities of each client.

Key Deliverables

  • Programme design and optimisation
  • Retention analysis and recommendations
  • Treaty wording review and development
  • Capacity allocation strategies
02

Negotiation & Placement

Our experienced broking team negotiates with reinsurers on behalf of our clients to secure favourable terms, competitive pricing, and appropriate coverage.

Key Deliverables

  • Market presentation and submission
  • Terms negotiation and benchmarking
  • Placement coordination across markets
  • Contract finalisation and documentation
03

Reinsurance Security Analysis

We conduct rigorous assessments of reinsurer financial strength, creditworthiness, and claims-paying ability to inform counterparty decisions.

Key Deliverables

  • Credit rating analysis and monitoring
  • Financial strength assessment
  • Counterparty concentration review
  • Security panel recommendations
04

Catastrophe Management

Expert guidance on catastrophic risk exposures, including natural disasters, large-loss events, and accumulation scenarios.

Key Deliverables

  • Catastrophe exposure assessment
  • Modelling and scenario analysis
  • Event response coordination
  • Loss estimation and notification
05

Analytics, Products & Solutions

Our analytical capabilities enable data-driven decision-making across all aspects of reinsurance programme management.

Key Deliverables

  • Portfolio performance analysis
  • Loss experience studies
  • Pricing support and validation
  • Product development assistance
06

Portfolio Optimisation

We assist clients in optimising their reinsurance arrangements to achieve the most efficient use of capital while maintaining appropriate risk protection.

Key Deliverables

  • Capital efficiency analysis
  • Programme cost-benefit assessment
  • Portfolio rebalancing recommendations
  • Risk-adjusted return analysis
Services 07-09

Advisory Services

Strategic advisory capabilities that go beyond traditional placement to deliver comprehensive client support.

07

Peer Analysis & Benchmarking

Competitive intelligence and benchmarking services to help clients understand their market position relative to peers.

Key Deliverables

  • Peer comparison studies
  • Market practice benchmarking
  • Performance metric analysis
  • Competitive positioning insights
08

Rating Advisory

Expert guidance to insurers seeking to maintain or improve their credit ratings, covering reinsurance-related aspects of rating agency requirements.

Key Deliverables

  • Rating agency liaison support
  • Reinsurance programme assessment
  • Documentation and presentation
  • Ongoing monitoring and advice
09

Life & Health Reinsurance

Specialised broking services for life insurers, health insurers, and pension schemes, addressing the unique requirements of long-term risks.

Key Deliverables

  • Life treaty placement
  • Health reinsurance solutions
  • Mortality and morbidity risk transfer
  • Product development support
Services 10-12

Operational Excellence

Supporting services that ensure efficient programme administration and ongoing market connectivity.

10

Market Intelligence

Guardian Re maintains close relationships with global reinsurance markets, providing timely and relevant market intelligence to support informed decision-making.

Market trend analysis Capacity and pricing updates Regulatory development monitoring Strategic market insights
11

Policy Administration

Comprehensive administrative support for the ongoing management of reinsurance contracts, ensuring accurate documentation and efficient processing.

Contract documentation management Premium and claims bordereaux Statement reconciliation Regulatory reporting support
12

Run-off Management

Professional run-off management services for clients with legacy portfolios or discontinued lines of business.

Legacy portfolio assessment Run-off strategy development Claims management and commutation Portfolio transfer facilitation
How We Work

Our Approach

Guardian Re combines technical expertise with a client-centric approach. We invest time in understanding each client's business, risk appetite, and strategic objectives before recommending solutions.

Technical Expertise

Deep knowledge of reinsurance structures, markets, and best practices.

Client-Centric

Understanding your business before recommending solutions.

Independent Advice

Objective guidance aligned with your interests.

Discuss Your Requirements

To discuss how Guardian Re can support your reinsurance requirements, please contact our team.