Zambia's First Licensed Reinsurance Broker
Licensed by PIA Since 2006

About Guardian Re

Zambia's first and only dedicated reinsurance broking firm, building trust and delivering excellence across the African market.

Registered Name

Guardian Reinsurance Brokers (Z) Limited

Year Established

2006

Regulatory Authority

Pensions and Insurance Authority (PIA)

Primary Market

Zambia & Africa

Our Heritage

Zambia's Pioneer in
Reinsurance Broking

Founded in January 2006 and licensed by the Pensions and Insurance Authority in September of that year, Guardian Reinsurance Brokers (Z) Limited became Zambia's first dedicated reinsurance broking firm.

For nearly two decades, we have served as a trusted intermediary between insurers and the global reinsurance market. Our founding principle remains unchanged: to provide world-class, ethical reinsurance services that enable our clients to manage risk effectively.

As an endorsed broking partner of Minerva Re, we combine deep local market knowledge with access to international reinsurance capacity, expertise, and resources.

Zambian business professionals collaborating
Our Purpose

Mission & Vision

Our Mission

"To provide world-class and ethical reinsurance services to the African market."

We are committed to delivering reinsurance solutions that are technically sound, commercially viable, and aligned with the long-term interests of our clients.

Our Vision

"Provision of leading and dependable reinsurance broking and risk management innovations."

We aspire to be recognised as the partner of choice for insurers seeking reliable, innovative, and professionally managed reinsurance programmes.

Core Values

The ERIT Principles

Our values guide every aspect of our operations and every relationship we build.

E
E

Excellence

We uphold the highest standards in service delivery and professional conduct.

R
R

Reliability

We honour our commitments and deliver on our promises.

I
I

Innovativeness

We apply creative thinking to develop effective risk transfer solutions.

T
T

Teamwork

We collaborate with clients and partners to achieve shared objectives.

Our Position

Market Leadership

Guardian Re occupies a unique position in the Zambian market as the country's pioneering reinsurance broker. Our role extends beyond transactional placement to encompass advisory services, technical support, and strategic risk management guidance.

We serve insurance companies across multiple lines of business, including general insurance, life and health, and specialist risks. Our client relationships are built on trust, transparency, and a shared commitment to professional excellence.

Our Differentiator

We have evolved from traditional placement services to offer fully integrated reinsurance advisory and broking solutions — combining technical expertise with a client-centric approach that prioritises understanding each client's unique business objectives.

Regulatory Compliance

Guardian Re operates in full compliance with all applicable regulations issued by the Pensions and Insurance Authority (PIA).

We maintain robust governance structures, adhere to prescribed conduct standards, and submit to regular regulatory oversight. Our commitment to compliance reflects our broader responsibility to uphold the integrity of the Zambian insurance sector.

Fully Licensed
PIA Regulated
Ethical Standards

Learn More About Guardian Re

We welcome enquiries from insurers, reinsurers, and other stakeholders interested in learning more about our services.